Head-to-Head Comparison

The Funded Trader vs Moneta Funded

An honest, data-driven comparison to help you pick the right prop firm. We compare drawdown rules, challenge costs, profit splits, trading conditions, and more — no bias, just facts.

The Funded Trader

4.2

Well-known prop firm offering multiple challenge types with flexible rules. Popular for competitive pricing and a range of account sizes up to $400K.

Visit The Funded Trader

Moneta Funded

4.1

Broker-backed prop firm with multiple challenge formats and a unique Phoenix scaling program. Offers accounts up to $200K with profit splits reaching 88%.

Visit Moneta Funded

Side-by-Side Comparison: The Funded Trader vs Moneta Funded

Metric

The Funded Trader

Moneta Funded

Max Drawdown

10%

Daily Drawdown

Profit Target

10%

Profit Split

80/20 → 90/10

75/25 → 88%

Challenge Cost

$65 - $1,899

$49 - $999

Trading Period

35 days (Phase 1), 60 days (Phase 2)

Unlimited

Min Trading Days

Leverage

1:100

Instruments

Forex, Indices, Commodities, Crypto, Metals

Account Sizes

$5K, $10K, $25K, $50K, $100K, $200K, $400K

$5K, $10K, $25K, $50K, $100K, $200K

Scaling

Account scaling with consistent profitable months

Phoenix program scales accounts up to $2M

News Trading

Allowed

Weekend Holding

Allowed

EA / Bots

Allowed

Rating

4.2/5

4.1/5

The Verdict: The Funded Trader vs Moneta Funded

The best choice depends on your trading style, risk tolerance, and goals. Here's our breakdown by trader profile:

Best for Beginners

The Funded Trader

The Funded Trader offers more forgiving drawdown rules, making it easier for newer traders to get started.

Best for Aggressive Traders

The Funded Trader

The Funded Trader provides 10% max drawdown allowance, giving aggressive trading styles more breathing room.

Best for Long-term Scaling

Moneta Funded

Moneta Funded offers better scaling potential: Phoenix program scales accounts up to $2M.

Best for Overall Value

The Funded Trader

The Funded Trader earns 4.2/5 in our analysis, with a strong balance of rules, cost, and trader experience.

The Funded Trader Pros & Cons

Wide range of account sizes up to $400K

Multiple challenge formats available

Competitive entry fees

News and weekend trading allowed

EAs permitted on all accounts

20% consistency rule applies

Time-limited evaluation phases

Mixed community reviews on payouts

Customer support can be inconsistent

Profit split starts at 80/20 only

Moneta Funded Pros & Cons

Broker-backed with real liquidity

Phoenix scaling up to $2M

Multiple challenge formats

Unlimited evaluation time

News and weekend trading allowed

Lower starting profit split (75%)

Max profit split caps at 88%

Less known than market leaders

Some programs have stricter drawdowns

Customer support still maturing

Frequently Asked Questions

Which is better, The Funded Trader or Moneta Funded?

It depends on your trading style. The Funded Trader offers 10% max drawdown and a 80/20 → 90/10 profit split, while Moneta Funded offers 8% max drawdown and a 75/25 → 88% split. The Funded Trader has a higher overall rating at 4.2/5.

What is the cheapest option between The Funded Trader and Moneta Funded?

The Funded Trader challenges start at $65 - $1,899, while Moneta Funded starts at $49 - $999. Compare account sizes and what's included before choosing based on price alone.

Can I use EAs or trading bots with The Funded Trader and Moneta Funded?

The Funded Trader allows EAs/bots. Moneta Funded allows them. Always verify the latest rules on each firm's website.

What are the drawdown rules for The Funded Trader vs Moneta Funded?

The Funded Trader has a 10% max drawdown and 5% daily drawdown. Moneta Funded has a 8% max drawdown and 4% daily drawdown. Use our free Drawdown Calculator to find your safe lot size for either firm.

How long do I have to pass the The Funded Trader vs Moneta Funded challenge?

The Funded Trader gives you 35 days (Phase 1), 60 days (Phase 2). Moneta Funded gives you Unlimited. Both require a minimum of 5 and 5 trading days respectively.

Which firm has a better profit split, The Funded Trader or Moneta Funded?

The Funded Trader offers a 80/20 → 90/10 profit split, while Moneta Funded offers 75/25 → 88%. Higher profit splits mean more of your trading profits go to you.