Head-to-Head Comparison

TopStep vs OneFunded

An honest, data-driven comparison to help you pick the right prop firm. We compare drawdown rules, challenge costs, profit splits, trading conditions, and more — no bias, just facts.

TopStep

4.5

One of the original futures prop firms with a proven track record. Offers a structured Trading Combine evaluation and path to live funded trading with real capital.

Visit TopStep

OneFunded

4.2

Accessible prop firm with four challenge formats and accounts from $2K to $200K. Features unlimited evaluation time, competitive pricing, and profit splits up to 90%.

Visit OneFunded

Side-by-Side Comparison: TopStep vs OneFunded

Metric

TopStep

OneFunded

Max Drawdown

10%

Daily Drawdown

Profit Target

10%

Profit Split

90/10

80/20 → 90/10

Challenge Cost

$49 - $149/mo

$16 - $780

Trading Period

Unlimited

Min Trading Days

Leverage

Full contract leverage

1:100

Instruments

Futures (CME, CBOT, NYMEX, COMEX)

Forex, Indices, Commodities, Crypto

Account Sizes

$50K, $100K, $150K

$2K, $5K, $10K, $25K, $50K, $100K, $200K

Scaling

Path from Express Funded to Live Funded account with real capital

Account scaling through consistent performance milestones

News Trading

Allowed

Weekend Holding

Not Allowed

Allowed

EA / Bots

Not Allowed

Allowed

Rating

4.5/5

4.2/5

The Verdict: TopStep vs OneFunded

The best choice depends on your trading style, risk tolerance, and goals. Here's our breakdown by trader profile:

Best for Beginners

OneFunded

OneFunded offers more forgiving drawdown rules, making it easier for newer traders to get started.

Best for Aggressive Traders

OneFunded

OneFunded provides 10% max drawdown allowance, giving aggressive trading styles more breathing room.

Best for Long-term Scaling

OneFunded

OneFunded offers better scaling potential: Account scaling through consistent performance milestones.

Best for Overall Value

TopStep

TopStep earns 4.5/5 in our analysis, with a strong balance of rules, cost, and trader experience.

TopStep Pros & Cons

Established since 2012 with proven track record

Path to real live funded account

Low monthly subscription cost

EOD trailing drawdown (not intraday)

Weekly payouts available

Futures only (no forex)

50% consistency target required

Daily loss limit on some platforms

Intraday trailing drawdown on PRO accounts

No automated trading bots

OneFunded Pros & Cons

Very low entry cost from just $16

Accounts starting at $2K for beginners

Unlimited evaluation time

Four challenge formats (Value, Core, Flex, Flash)

News trading and EAs allowed

Lower profit split cap at 90%

Consistency rules on most challenges

Newer firm building reputation

Smaller account sizes may limit earnings

Community and support still developing

Frequently Asked Questions

Which is better, TopStep or OneFunded?

It depends on your trading style. TopStep offers 4% max drawdown and a 90/10 profit split, while OneFunded offers 10% max drawdown and a 80/20 → 90/10 split. TopStep has a higher overall rating at 4.5/5.

What is the cheapest option between TopStep and OneFunded?

TopStep challenges start at $49 - $149/mo, while OneFunded starts at $16 - $780. Compare account sizes and what's included before choosing based on price alone.

Can I use EAs or trading bots with TopStep and OneFunded?

TopStep does not allow EAs/bots. OneFunded allows them. Always verify the latest rules on each firm's website.

What are the drawdown rules for TopStep vs OneFunded?

TopStep has a 4% max drawdown and 2% daily drawdown. OneFunded has a 10% max drawdown and 5% daily drawdown. Use our free Drawdown Calculator to find your safe lot size for either firm.

How long do I have to pass the TopStep vs OneFunded challenge?

TopStep gives you Unlimited. OneFunded gives you Unlimited. Both require a minimum of 5 and 3 trading days respectively.

Which firm has a better profit split, TopStep or OneFunded?

TopStep offers a 90/10 profit split, while OneFunded offers 80/20 → 90/10. Higher profit splits mean more of your trading profits go to you.