Head-to-Head Comparison

ThinkCapital vs FundingPips

An honest, data-driven comparison to help you pick the right prop firm. We compare drawdown rules, challenge costs, profit splits, trading conditions, and more — no bias, just facts.

ThinkCapital

Offers challenge and free funded account options with competitive conditions and multi-platform support.

Visit ThinkCapital

FundingPips

4.3

Provides various evaluation models with scaling systems and profit splits ranging from 60-100% across major CFD categories.

Visit FundingPips

Side-by-Side Comparison: ThinkCapital vs FundingPips

Metric

ThinkCapital

FundingPips

Max Drawdown

10%

Daily Drawdown

Profit Target

Profit Split

80/20 → 90/10

80/20 → 100/0

Challenge Cost

$89 - $899

$36 - $499

Trading Period

Unlimited

Min Trading Days

Leverage

1:100

Instruments

Forex, Indices, Commodities, Crypto

Account Sizes

$10K, $25K, $50K, $100K, $200K

$5K, $10K, $25K, $50K, $100K

Scaling

Scale with consistent profitability

Scale to $2M with consistent performance

News Trading

Allowed

Weekend Holding

Allowed

EA / Bots

Allowed

Rating

4/5

4.3/5

The Verdict: ThinkCapital vs FundingPips

The best choice depends on your trading style, risk tolerance, and goals. Here's our breakdown by trader profile:

Best for Beginners

FundingPips

FundingPips offers lower entry costs, making it easier for newer traders to get started.

Best for Aggressive Traders

ThinkCapital

ThinkCapital provides 10% max drawdown allowance, giving aggressive trading styles more breathing room.

Best for Long-term Scaling

FundingPips

FundingPips offers better scaling potential: Scale to $2M with consistent performance.

Best for Overall Value

FundingPips

FundingPips earns 4.3/5 in our analysis, with a strong balance of rules, cost, and trader experience.

ThinkCapital Pros & Cons

Free funded account option

Multi-platform support

Low minimum trading days

Competitive profit splits

No time limits

Lower brand recognition

Some restrictions on strategies

Newer in the market

Fewer account size options

Limited educational content

FundingPips Pros & Cons

Profit split up to 100%

No time limit on evaluation

Multiple challenge models

Low minimum trading days

Good platform options

Some hidden consistency rules

Lower starting profit split

Can be confusing program choices

Support response times vary

Relatively new brand

Frequently Asked Questions

Which is better, ThinkCapital or FundingPips?

It depends on your trading style. ThinkCapital offers 10% max drawdown and a 80/20 → 90/10 profit split, while FundingPips offers 10% max drawdown and a 80/20 → 100/0 split. FundingPips has a higher overall rating at 4.3/5.

What is the cheapest option between ThinkCapital and FundingPips?

ThinkCapital challenges start at $89 - $899, while FundingPips starts at $36 - $499. Compare account sizes and what's included before choosing based on price alone.

Can I use EAs or trading bots with ThinkCapital and FundingPips?

ThinkCapital allows EAs/bots. FundingPips allows them. Always verify the latest rules on each firm's website.

What are the drawdown rules for ThinkCapital vs FundingPips?

ThinkCapital has a 10% max drawdown and 5% daily drawdown. FundingPips has a 10% max drawdown and 5% daily drawdown. Use our free Drawdown Calculator to find your safe lot size for either firm.

How long do I have to pass the ThinkCapital vs FundingPips challenge?

ThinkCapital gives you Unlimited. FundingPips gives you Unlimited. Both require a minimum of 3 and 3 trading days respectively.

Which firm has a better profit split, ThinkCapital or FundingPips?

ThinkCapital offers a 80/20 → 90/10 profit split, while FundingPips offers 80/20 → 100/0. Higher profit splits mean more of your trading profits go to you.